Group Benefits

Support the people behind your business

A benefits conversation starts with your team, priorities and budget. Explore a plan that helps employees understand and use their coverage.

What can a plan include?

Health and prescription drugs. Coverage may help with eligible expenses beyond provincial health care. Reimbursement percentages, deductibles and annual limits vary.

Dental and vision. Options may help with eligible dental services, eye care or eyewear. Review what is included and any waiting periods or limits.

Other protection. Ask about available life, disability and related benefits when comparing proposals. Each benefit has its own eligibility and policy conditions.

Start with a practical review

Bring your current benefit summary, renewal information and priorities for your team. We can discuss the coverage questions to ask, employee needs and the budget you want to work within.

Three common questions

Can a small business explore group benefits? Yes. Start with a conversation about your business and team. Availability and eligibility depend on the insurer and plan.

Does a plan cover every expense in full? No. Plans can include deductibles, reimbursement percentages, exclusions and maximums. The benefit booklet explains the details.

Can we review an existing plan? Yes. Bring your current documents so we can discuss what is working and what you would like to understand before renewal.

Let’s discuss your team

Start a conversation · Call (647) 784-5268

Explore all services · Understanding health coverage

Benefits and eligibility depend on the selected plan and policy terms.